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Terms of Use

These terms apply whenever you use Elkhart Residents Directory. By continuing to use it, you agree to them. If you disagree, stop using the site.

1. Nature of This Website

Elkhart Residents Directory is a private, independently run reference to public indexes, rolls, and historical collections for Elkhart, Indiana. We do not host official records or act for any government office, court, library, or custodian.


2. Acceptable Use

You must use the site lawfully. Neither the service nor information reached through it may be used to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. We Are Not a Consumer Reporting Agency

Under the Fair Credit Reporting Act, 15 U.S.C. ยง 1681 et seq., this site is not a consumer reporting agency. Neither our material nor results furnished by a linked search service are consumer reports. They may not be used for decisions about credit, employment, housing, insurance, or another purpose regulated by the FCRA.


4. External Services

Outside services, sponsored search providers, and government portals apply their own policies and terms. Their availability, content, fees, and data handling are outside our control.


5. Warranty Disclaimer

We provide the site "as is" and "as available" without warranties of any kind. No guarantee is made that its material is current, accurate, or complete, or that an external portal will remain available or produce correct results.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.


8. Site Intellectual Property

Copyright protects the site's original writing, design, logo, and arrangement. You may link to a page or quote a short, attributed excerpt, but may not republish whole pages or copy the material systematically.


9. Changes to These Terms

A revised version may be posted on this page. Continued use after publication of a revision signifies acceptance of it.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. Governing Law

Indiana law governs these terms, without applying conflict-of-law rules. Government-record access references concern the Indiana Access to Public Records Act, Indiana Code chapter 5-14-3. Privacy references concern the Indiana Consumer Data Protection Act, Indiana Code chapter 24-15. Nothing in these terms expands or narrows a statutory right, duty, exception, or exemption.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Questions about these terms go through the Contact page.